Business & Money Matters   

When working with social media, many people often ask:

“How do I make my profile stand out?”

“How do I make posts that get engagement?”

“How do I gain followers?”

Instagram has become a powerful and affordable platform to tackle these issues faced by small businesses and individuals alike. In this class, Liz breaks down the answers to these questions in an easy-to-understand format and a friendly, welcoming atmosphere. You’ll learn practical tips and proven strategies that you can start using immediately. This class is perfect for local business owners, artists, start-ups, nonprofits, real estate agents, and anyone who wants to learn how to use Instagram more effectively.

You will learn to:

• Set up your profile
• Connect and engage with your clients by creating content they want
• Gain followers organically
• Use hashtags effectively

For over 20 years, Cindy Greenstein--The Points Mom--has used credit card points to travel the world while rarely paying for airline flights and hotel rooms. Some of her five-figure family travel savings include trips to Aspen ($26,000), Greece ($23,000), and London ($15,000). Cindy, an attorney and former certified public accountant, founded The Points Mom to share her credit card rewards program expertise with family, friends, and small business owners who don’t have the time to learn how to maximize their points.

In this class, Cindy will share her knowledge with you and guide you in obtaining and using “the right cards” based on your spending habits to maximize your rewards for free travel. She will compare credit card flexible rewards programs and discuss why airline and hotel cards are not always the best option for purchases. In addition, Cindy will help you understand the various ways to redeem rewards for the most value, talk about card benefits, and share some of her favorite cards.

Are you currently enrolled in Medicare? Will you be turning 65 over the next year or two? Learn about eligibility, how and when to enroll, when you can make changes, and the insurance options available to you. Review and compare what services are covered/not covered under Medicare Parts A, B, C, and D. Detail the costs associated with medical and drug insurance. Explore and evaluate Original Medicare, Medicare Supplement Insurance, High-Deductible Medicare Supplement Insurance, Prescription Drug Plans, and Medicare Advantage Plans. This program will simplify the choices you need to make, help you make more well-informed decisions, and explain what Medicare means for you.

Retirement planning is a complex process. With so many decisions to be made and factors to consider, you want to make the right decisions to reach your retirement goals. In this informative class, you will review the best options and strategies that make up a comprehensive retirement income plan and how Social Security benefits, pension benefits, taxes, and long-term care are coordinated.

 

If you have not updated your estate plan to keep pace with changes to the estate tax and asset protection laws, you may end up paying far more than necessary. Do you want to avoid estate taxes legally? Do you want to know what the current and future administrations may do? Are you concerned about your estate being diverted to a child’s spouse? Do you want to minimize probate costs and delays for your heirs? In this workshop, attorney Neil Lubarsky will explain how to pass assets to children free of estate taxes, income taxes, and nursing home costs. You will also learn how to minimize the risk of assets intended for your children and grandchildren inadvertently passing to in-laws and others, and how to avoid problems from arising when your will is probated.

You don’t need to be rich to start investing — but you do need a plan. Whether you’re launching your career, paying off loans, saving for a home, or just wondering what everyone means by “ETFs,” this two-week workshop breaks down investing in clear, practical terms. No jargon. No hype.

We’ll cover:

• How stocks, bonds, ETFs, and mutual funds actually work
• The difference between investing and gambling
• How to balance risk and reward
• Why diversification matters (and what it really means)
• How to start investing with confidence — even if you’re starting small

Bring your questions — discussion is encouraged. This is a practical, educational overview designed to help you understand your options and think strategically about your financial future. (This course does not provide individual investment advice.)

In this course, we will discuss two goals relating to estate planning. The first is managing your assets during your lifetime. Wealth management is at the heart of a sound financial program. The second goal, and one of the main focuses of this course, is helping you make arrangements for the prompt and intended distribution of our assets upon your death. We will discuss wills, trusts, powers of attorney, and other important documents.