Business & Money Matters   

This course provides an overview of life insurance essentials, discussing different policy types, coverage determination, policy management, and the application process. We will also discuss how to effectively incorporate life insurance into financial strategies, ensuring long-term security and success.

Policy Types Covered:

• Term Life Insurance
• Whole Life Insurance
• Universal Life Insurance
• Variable Universal Life Insurance

In this course, you will get a basic outline of the initial stages of home preparation for bringing your house on the market. We will discuss the importance of neutral, clear spaces, professional photography, and even some small improvement projects that can be employed to elevate your home's appeal inside and outside. Let's put together a plan to present an irresistible product to the market and achieve the highest price from the most qualified buyers.

There are several different types of loans and many factors to consider when borrowing money. This course is designed to educate and assist in making well-informed decisions when it comes to acquiring funds and accumulating debt. The topics in this course will assist in guiding participants through various life stages when the need to borrow capital may arise.

We will review short, medium, and long-term loans, including:

• Mortgages
• Auto Loans
• College Loans
• Credit Cards

Many young adults, from high school seniors to college graduates, recognize the importance of managing money and building wealth but feel they received little to no formal education on the topic. In this class, students will learn the basics of budgeting, saving, investing, and planning for the future. Building financial literacy at this stage can pay off over a lifetime, empowering students to make informed decisions and work toward lasting financial security. This class will be beneficial for both young adults as well as their parents. 

How do you create wealth to use now and in the future? Whether you are just starting out, getting ready to send children to college, planning for retirement, or just want to understand all investing options, this class is for you. We will cover the basics of stocks, bonds, ETFs (exchange-traded funds), and mutual funds and the principles of investing successfully. In this brief overview, we will compare and contrast the risks and rewards of each method of investing, what to take into account when deciding which is best for you, how to get started in investing, and how to best diversify your portfolio to manage risk. Over the course of the two weeks, we will discuss current market conditions and have time for questions and discussion. This course is for educational purposes only and is not meant as individual financial advice.