Business & Money Matters   

For over 20 years, Cindy Greenstein--The Points Mom--has used credit card points to travel the world while rarely paying for airline flights and hotel rooms. Some of her five-figure family travel savings include trips to Aspen ($26,000), Greece ($23,000), and London ($15,000). Cindy, an attorney and former certified public accountant, founded The Points Mom to share her credit card rewards program expertise with family, friends, and small business owners who don’t have the time to learn how to maximize their points.

In this class, Cindy will share her knowledge with you and guide you in obtaining and using “the right cards” based on your spending habits to maximize your rewards for free travel. She will compare credit card flexible rewards programs and discuss why airline and hotel cards are not always the best option for purchases. In addition, Cindy will help you understand the various ways to redeem rewards for the most value, talk about card benefits, and share some of her favorite cards.

Retirement planning is a complex process. With so many decisions to be made and factors to consider, you want to make the right decisions to reach your retirement goals. In this informative class, you will review the best options and strategies that make up a comprehensive retirement income plan and how Social Security benefits, pension benefits, taxes, and long-term care are coordinated.

When working with social media, many people often ask:

“How do I make my profile stand out?”

“How do I make posts that get engagement?”

“How do I gain followers?”

Instagram has become a powerful and affordable platform to tackle these issues faced by small businesses and individuals alike. In this class, Liz breaks down the answers to these questions in an easy-to-understand format and a friendly, welcoming atmosphere. You’ll learn practical tips and proven strategies that you can start using immediately. This class is perfect for local business owners, artists, start-ups, nonprofits, real estate agents, and anyone who wants to learn how to use Instagram more effectively.

You will learn to:

• Set up your profile
• Connect and engage with your clients by creating content they want
• Gain followers organically
• Use hashtags effectively

An executor wears many hats: administrator, custodian, investor, accountant, and a person with legal expertise. An executor administers and settles a decedent’s estate, beginning with the probate of a decedent’s will, then marshaling assets, identifying claims of creditors, exercising discretion over the management and control of assets, complying with state and Federal law, accounting, tax management and distribution of assets. We will explore the intricacies of estate administration and discuss the fiduciary duties and liability an executor assumes.

Whether you're one, five or more years from retirement...single, divorced, widowed or a couple...Social Security represents a key element of your financial plan. Understanding when and how to take your benefits will affect the maximum benefit you are entitled to and have a great impact on your overall retirement income strategy. To help baby boomers better understand the Social Security system, this course will cover:

• 5 factors to consider when deciding when to apply for benefits
• When it makes sense to delay benefits -- and when it does not
• Why you should always check your earnings record for accuracy How to estimate your benefits
• How to coordinate benefits with your spouse
• How to choose and maximize your survivor benefits
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other sources of retirement income
• Introduction to our proprietary Social Security Planning program which provides various claiming scenarios