Business & Money Matters   

Retirement planning is a complex process. With so many decisions to be made and factors to consider, you want to make the right decisions to reach your retirement goals. In this informative class, you will review the best options and strategies that make up a comprehensive retirement income plan and how Social Security benefits, pension benefits, taxes, and long-term care are coordinated.

 

If you have not updated your estate plan to keep pace with changes to the estate tax and asset protection laws, you may end up paying far more than necessary. Do you want to avoid estate taxes legally? Do you want to know what the current and future administrations may do? Are you concerned about your estate being diverted to a child’s spouse? Do you want to minimize probate costs and delays for your heirs? In this workshop, attorney Neil Lubarsky will explain how to pass assets to children free of estate taxes, income taxes, and nursing home costs. You will also learn how to minimize the risk of assets intended for your children and grandchildren inadvertently passing to in-laws and others, and how to avoid problems from arising when your will is probated.

You don’t need to be rich to start investing — but you do need a plan. Whether you’re launching your career, paying off loans, saving for a home, or just wondering what everyone means by “ETFs,” this two-week workshop breaks down investing in clear, practical terms. No jargon. No hype.

We’ll cover:

• How stocks, bonds, ETFs, and mutual funds actually work
• The difference between investing and gambling
• How to balance risk and reward
• Why diversification matters (and what it really means)
• How to start investing with confidence — even if you’re starting small

Bring your questions — discussion is encouraged. This is a practical, educational overview designed to help you understand your options and think strategically about your financial future. (This course does not provide individual investment advice.)

In this course, we will discuss two goals relating to estate planning. The first is managing your assets during your lifetime. Wealth management is at the heart of a sound financial program. The second goal, and one of the main focuses of this course, is helping you make arrangements for the prompt and intended distribution of our assets upon your death. We will discuss wills, trusts, powers of attorney, and other important documents.